Lost your belongings? Build the contents list your insurer needs — tonight.

After a fire, flood or burglary, your insurance company asks for an itemized list of everything you lost. LossList walks you through every room, suggests what you probably owned, fills in replacement costs and calculates depreciation — then exports a claim-ready spreadsheet and PDF.

Start my inventory — free Browse room checklists

No signup. Your data stays on your device.

Remember what you owned

Over 230 memory prompts across 13 rooms. Most people forget a big share of what they owned on a first pass, and every forgotten item is money left unclaimed.

Values filled in for you

Every suggestion comes with a typical new replacement cost you can adjust. Add brand, model, age and condition in seconds.

Depreciation like an adjuster

LossList applies straight-line useful-life depreciation by category, so you see both replacement cost (RCV) and actual cash value (ACV) before the insurer does. Then you can push back with numbers.

How it works

  1. Walk each room and tap the items you owned. Add anything we missed.
  2. Adjust values: quantity, brand, age and condition. Totals and depreciation update live.
  3. Export your claim as an Excel spreadsheet and a signed PDF report, and send it to your adjuster.
  4. Recover depreciation: when you replace items, track actual costs to claim the withheld amount (on RCV policies).

Pricing

Claim Pack
$39 one-time
  • Unlimited rooms & items
  • Excel inventory in adjuster format
  • Print-ready PDF report with signature block
  • RCV, depreciation & ACV by item and room
  • 12 months access, re-export anytime
  • 14-day no-questions refund
Start free, pay when you export

Why not just a spreadsheet template?

A blank template doesn't remind you that you owned a stand mixer, 40 hangers and a toolbox full of drill bits. It doesn't price anything, and it doesn't calculate depreciation. LossList does all of that.

Why not a public adjuster?

Public adjusters typically charge around 10–15% of your settlement. On a $60,000 contents claim, that is $6,000–$9,000. LossList costs $39, and you keep control.

Questions

Will my insurance company accept this spreadsheet?

Insurers ask for an itemized list showing each item, quantity, age, and replacement cost — that is exactly what LossList exports. Many carriers also accept their own form; you can copy our columns straight into it. If your adjuster requires a specific form, the Excel file makes that a copy-and-paste job.

I lost everything in a fire and have no photos or receipts. Can I still claim?

Yes. Most policyholders reconstruct their inventory from memory. LossList's room-by-room prompts (over 230 common items) are designed for exactly this: they remind you of the things you'd otherwise forget, like spices, hangers, extension cords and holiday decorations.

What is the difference between RCV and ACV?

Replacement cost value (RCV) is what it costs to buy the item new today. Actual cash value (ACV) is RCV minus depreciation for age and wear. Replacement-cost policies usually pay ACV first, then release the withheld depreciation after you replace the item.

Is my data uploaded anywhere?

No. Your inventory is saved in your own browser on your device. We never see your items, values or claim details.

How much does it cost?

Building the inventory is free. The Claim Pack — full Excel and PDF exports, unlimited items, 12 months of access — is a one-time $39. There is no subscription. 14-day refund, no questions asked.

Turn this list into a claim-ready inventory

LossList walks you room by room, fills in typical replacement costs, calculates depreciation, and exports the Excel spreadsheet and PDF your adjuster asks for. Free to start — your data never leaves your device.

Start my inventory free