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Garage & basement inventory checklist for an insurance claim
Garages hide thousands in tools and seasonal gear. Use this list to jog your memory when you document a fire, flood, smoke or theft loss. The prices are typical mid-range replacement costs for new items in the US. Adjust them to what you actually owned. A garage & basement with just these items adds up to about $8,620 at replacement cost.
Check off your garage & basement items in LossList
Tap the items you owned, adjust values, and LossList builds your claim spreadsheet with depreciation calculated, free to start.
Start my inventory freeGarage & basement items and typical replacement costs
| Item | Typical replacement cost (new) | Typical useful life |
|---|---|---|
| Power drill & driver set | $250 | 10 yrs |
| Circular / miter saw | $350 | 10 yrs |
| Other power tools | $600 | 10 yrs |
| Hand tool set | $300 | 25 yrs |
| Toolbox / chest | $300 | 25 yrs |
| Workbench | $250 | 15 yrs |
| Shop vac | $120 | 8 yrs |
| Ladder | $250 | 25 yrs |
| Lawn mower | $500 | 10 yrs |
| String trimmer / leaf blower | $300 | 10 yrs |
| Snow blower | $900 | 10 yrs |
| Garden tools & hoses | $200 | 10 yrs |
| Bicycles | $800 | 10 yrs |
| Camping gear | $600 | 10 yrs |
| Sports equipment | $400 | 10 yrs |
| Fitness equipment | $800 | 10 yrs |
| Holiday decorations | $500 | 15 yrs |
| Storage bins & shelving | $200 | 15 yrs |
| Chest freezer | $400 | 15 yrs |
| Freezer food | $300 | Not depreciated |
| Car care & automotive supplies | $150 | 10 yrs |
| Paint & supplies | $150 | 10 yrs |
Tips for listing your garage & basement
- List items separately with quantity. "Kitchen stuff, $2,000" will be rejected; "Pots & pans set (10 pc, Calphalon), qty 1, $300" won't.
- Include brand and model wherever you remember them. They justify a higher replacement cost.
- Estimate age honestly. Depreciation is calculated from age, and adjusters check plausibility.
- Look through old photos, social media posts, Amazon and credit card order history, and phone videos for items you've forgotten.
Other rooms: Kitchen · Living room · Primary bedroom · Other bedrooms / guest room · Kids' room & nursery · Closets & clothing · Bathrooms · Home office · Dining room · Laundry & utility · Patio & outdoor · Hobbies & valuables