Checklists › Kitchen
Kitchen inventory checklist for an insurance claim
Kitchens hold more small items than any other room — most people under-claim here by thousands. Use this list to jog your memory when you document a fire, flood, smoke or theft loss. The prices are typical mid-range replacement costs for new items in the US. Adjust them to what you actually owned. A kitchen with just these items adds up to about $8,545 at replacement cost.
Check off your kitchen items in LossList
Tap the items you owned, adjust values, and LossList builds your claim spreadsheet with depreciation calculated, free to start.
Start my inventory freeKitchen items and typical replacement costs
| Item | Typical replacement cost (new) | Typical useful life |
|---|---|---|
| Refrigerator | $1,600 | 15 yrs |
| Range / stove | $1,100 | 15 yrs |
| Dishwasher | $750 | 15 yrs |
| Microwave | $180 | 8 yrs |
| Toaster / toaster oven | $80 | 8 yrs |
| Coffee maker / espresso machine | $120 | 8 yrs |
| Blender | $90 | 8 yrs |
| Stand mixer | $400 | 8 yrs |
| Food processor | $150 | 8 yrs |
| Air fryer | $110 | 8 yrs |
| Slow cooker / Instant Pot | $100 | 8 yrs |
| Electric kettle | $40 | 8 yrs |
| Pots & pans set | $300 | 12 yrs |
| Cast iron skillets | $60 | 12 yrs |
| Baking sheets & pans | $80 | 12 yrs |
| Knife set & block | $200 | 12 yrs |
| Cutting boards | $50 | 12 yrs |
| Mixing bowls | $40 | 12 yrs |
| Utensils & gadgets (spatulas, whisks, peelers...) | $150 | 12 yrs |
| Measuring cups & spoons | $25 | 12 yrs |
| Food storage containers | $60 | 12 yrs |
| Dinner plates (set) | $120 | 20 yrs |
| Bowls (set) | $60 | 20 yrs |
| Drinking glasses | $60 | 20 yrs |
| Wine glasses | $60 | 20 yrs |
| Mugs | $40 | 20 yrs |
| Flatware / silverware set | $120 | 20 yrs |
| Serving dishes & platters | $100 | 20 yrs |
| Dish towels & oven mitts | $40 | 6 yrs |
| Trash can | $70 | 10 yrs |
| Dish rack | $30 | 12 yrs |
| Pantry food | $400 | Not depreciated |
| Refrigerator & freezer food | $300 | Not depreciated |
| Spices & condiments | $150 | Not depreciated |
| Wine / liquor | $200 | Not depreciated |
| Cleaning supplies | $60 | 8 yrs |
| Kitchen table | $600 | 15 yrs |
| Kitchen chairs / bar stools | $400 | 15 yrs |
| Small rug / mats | $50 | 15 yrs |
Tips for listing your kitchen
- List items separately with quantity. "Kitchen stuff, $2,000" will be rejected; "Pots & pans set (10 pc, Calphalon), qty 1, $300" won't.
- Include brand and model wherever you remember them. They justify a higher replacement cost.
- Estimate age honestly. Depreciation is calculated from age, and adjusters check plausibility.
- Look through old photos, social media posts, Amazon and credit card order history, and phone videos for items you've forgotten.
Other rooms: Living room · Primary bedroom · Other bedrooms / guest room · Kids' room & nursery · Closets & clothing · Bathrooms · Home office · Dining room · Laundry & utility · Garage & basement · Patio & outdoor · Hobbies & valuables