Checklists › Primary bedroom
Primary bedroom inventory checklist for an insurance claim
Bedding, furniture and electronics — clothing goes in the Closet list. Use this list to jog your memory when you document a fire, flood, smoke or theft loss. The prices are typical mid-range replacement costs for new items in the US. Adjust them to what you actually owned. A primary bedroom with just these items adds up to about $8,780 at replacement cost.
Check off your primary bedroom items in LossList
Tap the items you owned, adjust values, and LossList builds your claim spreadsheet with depreciation calculated, free to start.
Start my inventory freePrimary bedroom items and typical replacement costs
| Item | Typical replacement cost (new) | Typical useful life |
|---|---|---|
| Bed frame / headboard | $800 | 15 yrs |
| Mattress | $1,200 | 10 yrs |
| Box spring / foundation | $250 | 10 yrs |
| Sheets (sets) | $150 | 6 yrs |
| Comforter / duvet & cover | $250 | 6 yrs |
| Pillows | $120 | 6 yrs |
| Mattress protector | $60 | 6 yrs |
| Dresser | $800 | 15 yrs |
| Nightstands | $400 | 15 yrs |
| Chest of drawers / armoire | $600 | 15 yrs |
| Bedside lamps | $120 | 15 yrs |
| TV | $500 | 8 yrs |
| Alarm clock / smart speaker | $80 | 6 yrs |
| Mirror | $150 | 15 yrs |
| Curtains / blinds | $200 | 15 yrs |
| Rug | $300 | 15 yrs |
| Wall art | $250 | 15 yrs |
| Jewelry box | $60 | 15 yrs |
| Jewelry (costume) | $300 | Not depreciated |
| Fine jewelry & watches | $2,000 | Not depreciated |
| Laundry hamper | $40 | 10 yrs |
| Fan / air purifier | $150 | 8 yrs |
Tips for listing your primary bedroom
- List items separately with quantity. "Kitchen stuff, $2,000" will be rejected; "Pots & pans set (10 pc, Calphalon), qty 1, $300" won't.
- Include brand and model wherever you remember them. They justify a higher replacement cost.
- Estimate age honestly. Depreciation is calculated from age, and adjusters check plausibility.
- Look through old photos, social media posts, Amazon and credit card order history, and phone videos for items you've forgotten.
Other rooms: Kitchen · Living room · Other bedrooms / guest room · Kids' room & nursery · Closets & clothing · Bathrooms · Home office · Dining room · Laundry & utility · Garage & basement · Patio & outdoor · Hobbies & valuables