Checklists › Living room
Living room inventory checklist for an insurance claim
Start with the big furniture, then walk the walls: shelves, electronics, decor. Use this list to jog your memory when you document a fire, flood, smoke or theft loss. The prices are typical mid-range replacement costs for new items in the US. Adjust them to what you actually owned. A living room with just these items adds up to about $8,190 at replacement cost.
Check off your living room items in LossList
Tap the items you owned, adjust values, and LossList builds your claim spreadsheet with depreciation calculated, free to start.
Start my inventory freeLiving room items and typical replacement costs
| Item | Typical replacement cost (new) | Typical useful life |
|---|---|---|
| Sofa | $1,500 | 15 yrs |
| Loveseat / armchair | $700 | 15 yrs |
| Coffee table | $300 | 15 yrs |
| End tables | $250 | 15 yrs |
| TV | $900 | 8 yrs |
| TV stand / media console | $400 | 15 yrs |
| Soundbar / speakers | $300 | 8 yrs |
| Streaming device | $50 | 6 yrs |
| Game console | $500 | 6 yrs |
| Video games & controllers | $300 | 6 yrs |
| Bookshelf | $250 | 15 yrs |
| Books | $500 | 15 yrs |
| Board games & puzzles | $150 | 5 yrs |
| Area rug | $400 | 15 yrs |
| Floor lamps | $150 | 15 yrs |
| Table lamps | $120 | 15 yrs |
| Curtains & rods | $200 | 15 yrs |
| Throw pillows & blankets | $120 | 6 yrs |
| Wall art & framed photos | $400 | 15 yrs |
| Mirror | $150 | 15 yrs |
| Plants & planters | $120 | 15 yrs |
| Candles & decor objects | $100 | 15 yrs |
| Clock | $50 | 15 yrs |
| Wi-Fi router / mesh system | $200 | 6 yrs |
| Space heater / fan | $80 | 8 yrs |
Tips for listing your living room
- List items separately with quantity. "Kitchen stuff, $2,000" will be rejected; "Pots & pans set (10 pc, Calphalon), qty 1, $300" won't.
- Include brand and model wherever you remember them. They justify a higher replacement cost.
- Estimate age honestly. Depreciation is calculated from age, and adjusters check plausibility.
- Look through old photos, social media posts, Amazon and credit card order history, and phone videos for items you've forgotten.
Other rooms: Kitchen · Primary bedroom · Other bedrooms / guest room · Kids' room & nursery · Closets & clothing · Bathrooms · Home office · Dining room · Laundry & utility · Garage & basement · Patio & outdoor · Hobbies & valuables