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Patio & outdoor inventory checklist for an insurance claim
Personal property outside the house is usually covered too. Use this list to jog your memory when you document a fire, flood, smoke or theft loss. The prices are typical mid-range replacement costs for new items in the US. Adjust them to what you actually owned. A patio & outdoor with just these items adds up to about $3,850 at replacement cost.
Check off your patio & outdoor items in LossList
Tap the items you owned, adjust values, and LossList builds your claim spreadsheet with depreciation calculated, free to start.
Start my inventory freePatio & outdoor items and typical replacement costs
| Item | Typical replacement cost (new) | Typical useful life |
|---|---|---|
| Patio table & chairs | $900 | 10 yrs |
| Lounge chairs | $500 | 10 yrs |
| Patio umbrella | $200 | 10 yrs |
| Grill | $600 | 10 yrs |
| Smoker / pizza oven | $400 | 10 yrs |
| Outdoor rug & cushions | $200 | 10 yrs |
| Fire pit | $250 | 10 yrs |
| Planters & pots | $150 | 10 yrs |
| Kids outdoor toys / playset | $500 | 5 yrs |
| Outdoor lights & speakers | $150 | 6 yrs |
Tips for listing your patio & outdoor
- List items separately with quantity. "Kitchen stuff, $2,000" will be rejected; "Pots & pans set (10 pc, Calphalon), qty 1, $300" won't.
- Include brand and model wherever you remember them. They justify a higher replacement cost.
- Estimate age honestly. Depreciation is calculated from age, and adjusters check plausibility.
- Look through old photos, social media posts, Amazon and credit card order history, and phone videos for items you've forgotten.
Other rooms: Kitchen · Living room · Primary bedroom · Other bedrooms / guest room · Kids' room & nursery · Closets & clothing · Bathrooms · Home office · Dining room · Laundry & utility · Garage & basement · Hobbies & valuables