Checklists › Home office
Home office inventory checklist for an insurance claim
Remember cables, peripherals and software licenses. Use this list to jog your memory when you document a fire, flood, smoke or theft loss. The prices are typical mid-range replacement costs for new items in the US. Adjust them to what you actually owned. A home office with just these items adds up to about $8,040 at replacement cost.
Check off your home office items in LossList
Tap the items you owned, adjust values, and LossList builds your claim spreadsheet with depreciation calculated, free to start.
Start my inventory freeHome office items and typical replacement costs
| Item | Typical replacement cost (new) | Typical useful life |
|---|---|---|
| Laptop | $1,300 | 5 yrs |
| Desktop computer | $1,200 | 5 yrs |
| Monitors | $400 | 5 yrs |
| Keyboard, mouse & webcam | $200 | 5 yrs |
| Printer / scanner | $250 | 10 yrs |
| External drives | $150 | 5 yrs |
| Desk | $500 | 15 yrs |
| Office chair | $400 | 15 yrs |
| Filing cabinet | $200 | 15 yrs |
| Bookshelf | $200 | 15 yrs |
| Desk lamp | $60 | 15 yrs |
| Office supplies | $150 | 10 yrs |
| Headphones | $250 | 6 yrs |
| Phone | $1,000 | 4 yrs |
| Smartwatch | $400 | 4 yrs |
| Camera & lenses | $1,000 | 6 yrs |
| Software licenses | $300 | 10 yrs |
| Shredder | $80 | 10 yrs |
Tips for listing your home office
- List items separately with quantity. "Kitchen stuff, $2,000" will be rejected; "Pots & pans set (10 pc, Calphalon), qty 1, $300" won't.
- Include brand and model wherever you remember them. They justify a higher replacement cost.
- Estimate age honestly. Depreciation is calculated from age, and adjusters check plausibility.
- Look through old photos, social media posts, Amazon and credit card order history, and phone videos for items you've forgotten.
Other rooms: Kitchen · Living room · Primary bedroom · Other bedrooms / guest room · Kids' room & nursery · Closets & clothing · Bathrooms · Dining room · Laundry & utility · Garage & basement · Patio & outdoor · Hobbies & valuables